Financial Platform Development

Secure, Scalable & Future-Ready Financial Application Development Company

Grow your business with secure, robust, and scalable financial application and software development services designed to meet the evolving needs of banks, fintech startups, financial institutions and enterprises.

Built for the digital economy

Fintech Solutions Designed for the Modern Digital Economy

At Mejora Infotech we develop cutting-edge financial services applications. We improve operational effectiveness and the customer experience by providing our clients with excellent digital solutions that reduce workload and enhance security.

If you are developing a new financial services product, updating existing banking applications, or adding electronic payment services, we can assist you in developing modern financial software services applications that are ready for the future.

New technologies and new expectations are transforming the financial services industry. Businesses need to be able to handle millions of transactions and provide customers with seamless yet secure and compliant services.

With our financial services software development, organizations are empowered to build Digital Banking, Payments and Investments services and Financial Software solutions. Our command of development builds the balance between rapid, responsive design and the rigid safety and compliance required by financial services.

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End-to-end expertise

Our Financial Platform Development Services

Digital transformation is rapidly changing how organizations globally deploy financial services. Our financial platform development services support these changes by assisting organizations in developing rapid and streamlined services using secure and innovative digital finance.

Custom Financial Software Development

We provide custom financial software development to design and build business-aligned systems. We provide solutions from enterprise financial software and custom accounting systems to lending platforms and treasury management systems. Our developed solutions are designed to be secure, scalable, and simple to manage and maintain.

FinTech Application Development

Our full range of fintech application development services enable organizations to digitally innovate through the rapid development of streamlined fintech services. Our solutions enable the rapid integration of digital payment systems, peer-to-peer payment systems, personal finance management systems, lending platforms, investment tracking and management systems, insurtech or insurance technology systems, financial analytics and consulting systems.

The developed systems emphasize a great user experience while ensuring the full scope of security and regulatory compliance is maintained.

Fintech Software Consulting

Our expert team assists financial and banking services to go digital using our sophisticated, customized banking services developing software solutions at Mejora Infotech. Our services offer a complete, safe, and scalable cloud banking platform to your customers. Our solutions provide core banking applications, customer onboarding, customer portals, loan management systems, and branch management systems. Our services include self-service account management, automated fund transfers and bill payments, and banking intelligence tools, allowing financial and banking services to offer seamless digital banking services and functionality. Mejora Infotech’s consulting services also ensure that banking services fulfil compliance requirements and reduce operational challenges.

FinTech Software Modernization

Modern technology stacks and cloud solutions are now part of our user-centered financial infrastructures and legacies. Mejora Infotech helps technology-enabled financial services to modernize their legacy systems while ensuring compliance and optimizing the speed of transactional processing, all without the risk of service interruption.

Technology Integration Solutions

Mejora Infotech provides financial services with end-to-end integration systems to connect APIs, payment gateways, open-banking, and regulatory compliance systems, ensuring that their financial services are integrated and operational with the financial ecosystem.

Wealth Management Software Development

We help our customers build customized and comprehensive software solutions for their financial services to help them offer advanced and automated financial services and enhance the customer experience with interactive customer and advisor portals.

With portfolio management, investment tracking, and asset allocation, our solutions help your advisors in growing and managing your client portfolio through data and insights. Our systems offer tools necessary for advisors to help clients build and achieve investing goals.

Accounting & Financial Management Software

Build and simplify your enterprise operations through the automation of complex accounting systems. We develop systems that manage invoicing, payroll, employee business expenses, and budgets. Consolidating and streamlining your operations enables our systems to provide automated, clear financial statements, fulfillment of audits, and management to optimize your liquidity and support the growth of your organization.

Lending & Loan Management Systems

Expand and strengthen your lending operations with sophisticated systems that manage the entire lending process from application to repayment. We design lending systems that assist users through the application and verification process, evaluate risk and credit with ease, and manage collections and client communication. Our systems enhance lending operations and the client experience through the ease of digital lending.

Insurance Technology Solutions

Digitize your insurance operations with our systems for policy management, customer onboarding, and premium calculation.

Product possibilities

Explore Fintech Apps We Offer Development For

Our specialization includes a variety of financial technology solutions, such as:

Digital & Neobanking Platforms

We develop cloud-based neobanking solutions that provide 24/7, branchless banking services to small businesses and consumers. Breakthrough features of our platforms include instant virtual account creation, virtual and physical debit cards, seamless open-banking, multi-currency accounts, and built-in integrations with core banking and payment systems, such as Visa, Mastercard, and Plaid. Digital banking platforms provide a loyalty-generating, long-term customer experience with no friction by monetizing interest earned on customer funds, premium subscriptions, and an interchange fee monetization strategy.

Personal Finance & Wealth Apps

Our solutions for personal finance and wealth creation focus on helping the millennial, Gen Z, and retail investor cohorts visualize and take control of their personal finances through the automation of spending, savings, and investment creation. With the ability to easily integrate multiple bank accounts, our apps use real-time market data and automated transaction categorization to provide features, such as micro-investing and savings with goal accomplishment features, and automated portfolio rebalancing. Our apps are primarily monetized through SaaS subscriptions and a tiered advisory fee system.

Digital Lending Platforms

We design and develop comprehensive digital lending solutions that facilitate the entire credit process for underserved individuals and SMBs. Our platforms integrate instant OCR document verification, alternative credit scoring, a dynamic EMI calculator, and a credit bureau API, which minimizes risk of credit default and significantly reduces the time taken to process an application. Our lending platforms ease the burden of manual credit assessment and provide a seamless and quick lending experience to the modern borrower. Our systems generate revenue through credit processing fees and lending interest.

Cross-Border & P2P Payment Apps

Our innovative platform enables expatriates, freelancers, and businesses to send low-cost, multi-currency, cross-border remittances, and instantaneous P2P payments. These high-speed transfers are achieved by tapping directly into SWIFT, ISO 20022 messaging, SEPA, and local clearing networks. Users can access digital multi-currency wallets, track exchange rates, and make transfers using instantaneous phone payments or QR codes. Revenue is generated by an exchange rate markup and a per-transaction fee, and bank-grade data security is provided.

B2B Expense Management Software

Our enterprise-grade spend management systems allow real-time control of expenditures to mid-market and fast-growing businesses. Features include the issuance of automated virtual corporate cards, automated OCR receipt capture, customizable corporate policy controls, and multi-tier approval workflows. Direct integrations into the leading ERPs (QuickBooks, NetSuite, Xero) are built into the systems. Revenue is generated by a per-seat SaaS subscription and share of corporate card transactions. Manual reporting and the management of financial operations are eliminated.

InsurTech & Policy Platforms

Health, auto, and property digital insurance platforms modernize the entire lifecycle of policies for both insured and carriers. The digital addition of instant risk-based policy quotes and policy issuance, combined with the underwriting of claims via mobile technology and photography, enhances the interaction of digital consumers with insurance brokers and carriers. Revenue is generated by policy commissions, processing fees, or software-as-a-service (SaaS) subscriptions, and significantly expedited claims settlement is provided to policyholders.

Industries we serve

Types of Financial Organizations We Support

Here is how we can help different sectors with our Financial Services Software Development

Financial Institutions

We provide the highly available, resilient systems necessary to support the demands of Multi-Asset Trading, Cross-Border Settlement, Institutional Reporting, and Real-Time Continuous (and very complex) assessments of business risk to global financial institutions.

NBFCs

The platforms we develop help Non-Banking Financial Companies (NBFCs) digitize core, non-banking financial services; extend their markets and reduce turnaround time; and automate credit scoring and loan disbursement while managing alternative data to improve loan disbursement and reduce default rates.

FinTech Startups

We collaborate with FinTechs to develop secure, innovative, and ready-for-the-market financial services applications, our cloud-native banking and DeFi platforms are ready to scale. We provide a rapid go to market solution with an out-of-the-box, bank-grade security and compliance.

Credit Unions

Through our technology, we help credit unions bring their financial services closer to their members. We provide easy to use, personalized, automated, and self-service portals; banking and loan applications; mobile deposit services; and automated member communications.

Investment Firms

We provide the technology necessary for the automation of statutory compliance and the performance of real-time assessments of complex trading strategies and services (including High Frequency Trading).

Wealth Management Companies

Provide wealth managers and private advisors with new, data-driven advice technologies. We design integrated solutions that combine elements such as client asset consolidation, automated rebalancing, goal-oriented financial models, and easy to understand client performance dashboards.

Insurance Providers

Modernize the complete insurance processes to shorten the claim cycle and optimize the underwriting process. We assist insurers with the implementation of digital claims, automated policy systems, dynamic pricing and scaling portals for agents.

Accounting Firms

Revolutionize manual accounting and auditing functions by implementing cloud-based, automated solutions. We provide custom, automated multi-entity tax ledgers, secure client portals, and ERP systems that expand the firm’s advisory services and eliminate data entry.

Microfinance Organizations

Enable financial inclusion by providing modular, low-bandwidth financial solutions for underserved markets. We design mobile, field-based, flexible micro-lending and group loan solutions, as well as offline collection tools.

Payment Service Providers

Develop robust, automated ledgers with settlement systems for optimal processing of all global payments. We assist payment service providers with multi-path payment systems, automated onboarding to merchants, real-time fraud systems, and automated settlement systems.

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Let’s Discuss Your Financial Software Project

Whether you require a custom banking application, payment gateway integration, lending platform, insurance software, or wealth management solution, we're here to help you. Fill out the form and our specialists will contact you shortly.

    Platform capabilities

    Core Attributes of Our Financial Platform Development Services

    Enterprise-Grade Security

    We protect customer data using encryption, multi-factor authentication, role-based access control, and persistent security efforts.

    Real-Time Transaction Processing

    Transaction processing for banking, payments, and investment services should be quick and dependable.

    AI-Driven Fraud Detection

    Tools should include fraud detection systems and risk assessment systems that identify behavioral patterns that are suspicious.

    Regulatory Compliance

    We create systems that comply with KYC and AML regulations, PCI-DSS, GDPR, and any all regulations that are relevant.

    Advanced Financial Analytics

    We provide business intelligence through analysis in the form of real time dashboards and reports and predictions.

    Third-Party API Integration

    We connect various banking services, ERPs, CRMs, accounting tools, and financial services.

    Mobile Financial Applications

    Financial services should be available via mobile apps on both the Android and iOS operating systems.

    Cloud-Native Architecture

    All the platforms we create are meant to support the requirements of a greater client base and the growth in transaction volumes.

    Solve what slows growth

    Addressing digital challenges in FinTech

    01

    Handling Legacy Technical Systems

    Monolithic core systems slow the pace of innovation. Legacy infrastructure modernization is complicated. Our solution is the development of cloud-native microservices and modular APIs. Systems scale seamlessly and do not require any downtime. You continue business as usual.

    02

    Cybersecurity and Compliance Improvements

    Threats to regulatory compliance and the protection of client financial data continue to pervade. We incorporate bank-level security within your application. This includes end-to-end data protection, multi-layer security features, AI-assisted fraud protection, and self-updating compliance frameworks for PCI-DSS, GDPR, and all Open Banking regulations.

    03

    Complex API Integrations

    Bridging Front end systems that are modern; however, back-end systems including credit bureaus and payment processors, are legacy systems and typically cause delays and data silos. Our high-throughput custom middleware solutions enable low-latency transaction processing and real-time data coordination.

    04

    Reducing the Onboarding Drop-Off Rate

    Registrations and identity verification that are cumbersome drive high abandonment. Our solutions integrate AI-based passive OCR for document verification, automated KYC/AML compliance, and biometrics for a fully compliant solution to digital onboarding that increases customer acquisition and retention.

    05

    Real-Time Data and Analytics

    Financial institutions have a hard time making transactional data streams actionable. We build real-time data processing with visualization and analytics. This infrastructure enables risk assessment and management reports with a high level of assurance and tailored user recommendations.

    A proven delivery model

    Our Financial Platform Development Process Cycle

    Eight-stage financial platform development workflow showing PR review failures returning to Code Build, QA failures returning to Requirement Analysis, and support requirements restarting the lifecycle.
    Modern engineering

    The Tech Stack Behind Our Enterprise FinTech Solutions

    Frontend

    ReactNext.jsAngular

    Backend

    .NETJavaNode.jsPHPLaravel

    Mobile

    FlutterReact NativeAndroidiOS

    Database

    PostgreSQLMySQLMongoDB

    Cloud

    AWSMicrosoft AzureGoogle Cloud

    DevOps

    DockerKubernetesCI/CD Pipelines
    Questions, answered

    Frequently Asked Questions

    What is involved in developing financial platforms?

    The development of financial platforms looks at the building of software systems for various secured financial services such as banking, payments, investments, lending, and insurance, among other services.

    Is it possible to get custom financial software development services?

    Yes, we focus on designing financial software that meets the needs of your business.

    Do you build FinTech applications for startups?

    Yes, we provide start-up FinTech software application development services to help startups design and build secure and scalable digital financial services.

    Are payment gateway integrations part of your services?

    Yes, we integrate secure payment gateways for online payments, digital wallets, banking APIs, and various merchant payment services.

    Is upgrading obsolete banking software within your services?

    Yes, our banking software development team can help upgrade the obsolete systems using modern digital technologies in combination with the cloud.

    Are wealth management software systems part of your development services?

    Yes, we develop wealth management software systems for investment firms and financial advisors with help from portfolio management software companies.

    Is software support offered after launch?

    Yes, we maintain the software, perform support tasks, and upgrade security with new features.

    What is involved in developing financial platforms?

    Developing financial platforms focuses on designing secure software systems for the financial industry with the kind of services such as digital banking systems and lending, payments, investments, insurance, accounting, and other systems. The focus is on ease of use for secure financial transactions while enhancing the customer experience.

    Can your company modernize our banking software?

    Yes, our banking software development team can modernize existing banking software systems by updating old architectures, updating security, adding new APIs, and improving the user experience, all while migrating legacy applications to the cloud, with no disruption to the business.

    Do you develop wealth management software?

    Yes, we design modern, fully integrated, digital wealth management software solutions for investment firms, financial advisors, and financial institutions. Our software can include management of investment portfolios and tracking, client dashboards, financial reports and analyses, risk analyses, monetary value and performance assessments of different asset classes, and collaboration tools for financial advisors.

    What are digital banking solutions?

    Digital banking solutions provide the tools and services to allow a financial institution to conduct online banking via web and mobile applications. Digital banking solutions typically include self-service digital account openings, fund transfers, bill pay, mobile banking, an online history of transactions, banking management, secure log ins, an automated notification system, and real-time access to financial dashboards.

    How long does it take to develop a financial platform?

    Development time is based on the complexity of the project and the features, challenges, integration requirements, and the extent to which the project is defined. Typical timeframes are as follows:

    MVP development: 2- 4 months

    Mid-Scale Financial Platform: 4 - 8 months

    Enterprise Financial Platform: 8 - 12+ months

    After gathering your information and requirements, we will provide a comprehensive project plan and timeframe for deliverables.

    Ready to build?

    Building a Structured Finance Platform?

    From fintech startups to modern enterprise financial systems, Mejora Infotech covers financial software development. We also offer digital banking solutions, banking software development, fintech app development, payment gateway integration, and wealth management software. Mejora Infotech helps your business grow with innovation and confidence.

    Join us in shaping the future of digital finance.

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